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Custom Benefit Strategies


Don’t accept a one-size-fits-all group benefits package that doesn’t perfectly fit your team.


We understand that every business owner, organization, and employee is unique – which is why we tailor each group benefits program to reflect your specific needs.



Key management employees and executives face unique personal, financial, and business planning concerns. Often, their needs exceed the level of available group benefit plans and require a custom benefit strategy. Since the recruitment, retention, motivation, and protection of this elite group is critical to the long term success of the company, you don't want to leave this planning to the inexperienced.

Strandlife Financial works with executives and business owners to meet these needs with professional attention paid to the unique tax issues and opportunities that face this group.


Key person insurance, buy/sell planning, individual disability carve-out plans, and other high-quality programs are an important aspect of significantly improving the perceived value of total compensation for the executive and protecting your business in the event of the retirement, death, or disability of selected key executives.

Some of the consulting and policies providing executive benefits offered by Strandlife Financial :

  • Key Person Protection

  • Supplemental Executive Retirement Plans (Deferred Compensation)

  • Business Succession Planning

  • Buy/Sell Planning

  • Stock Redemption Planning

  • Selective Executive Life Insurance

  • 401k/403b/Profit Sharing/ Cash Balance Plan

  • Group Health/Disability/Dental/Vision

  • Self Funded or Partially Self Funded Insurance plans

  • Commercial Insurance

  • Captive Insurance Company structure set up

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